7 Things that you must consider while taking travel insurance

Are you planning a trip to Himalaya or Mexico? Before you start for the hills, make sure that you have sufficient insurance coverage. Travel insurance has become very popular nowadays. But before buying travel insurance, you should consider few things. This article highlights 7 things that you must consider before taking a travel insurance policy.

Things to consider before taking travel insurance

 The 7 things that you must consider while taking a travel insurance policy are given   below:

1. Get acquainted with what’s out there: Generally speaking, travel insurance consist of trip interruption, trip cancellation, accidental death, transportation to medical facilities, medical and dental care, loss of luggage or personal belongings, and protection against the bankruptcy or default of your tour operator. Check whether the particular insurance company is providing these coverages.

2. Check whether you’re already covered: Most of the homeowners’ and renters’ policies give coverage for theft and other losses away from residence. Your medical and auto insurance policy might be valid in other countries. Your life insurance policy ought to cover you and your family while you are traveling. And airlines are required to reimburse you if they lose your luggage. If you are already covered, then there is no need to take a travel insurance policy.

3. Ask the right questions: When you are shopping around, you should ask insurers about the type of disasters they are covering. You should also ask about the limitations and the kind of assistance will you get in the event of a medical emergency.

4. Check your credit cards and auto club membership: You should find out what kind of travel protection are you getting from those little plastic cards in your purse. Some cards like The American Express Platinum provide accidental death and dismemberment coverage, extra lost baggage protection, and insurance for car rental loss and damage.

5. Consider extra coverage: You should consider a floater for your existing homeowners’ or renters’ policy when you are traveling with sporting gear, expensive electronic equipment, or jewelry. This might be a fairly cost-effective way to insure those items.

6. Buy through a third-party insurer: It is true that tour operators, travel agents, and cruise lines sell travel insurance, but you should take travel insurance from an insurance company that has been in the market for many years. You should also compare the travel insurance quotes offered by the different travel insurance companies.

7. Understand cancellation waivers: Several cruise and tour operators offer cancellation waivers up to $40 to $60 in case you have to cancel your trip.  Though the waivers give some protection, yet they often have numerous restrictions and are not monitored.

These are 7 essential things that you must consider while taking a travel insurance policy. Also, don’t forget to read the contract before signing it.

Nepal Tourist Visa Information

Tourist Visa Information
Tourist who intends to visit Nepal must hold valid passport and visa.

Entry:
Tourist entry visa can be obtained for the following duration from Nepalese Embassy or Consulate or other mission offices or at the following immigration offices in Nepal.
1. Immigration Office, Tribhuvan International Airport, Kathmandu
2. Immigration Office, Kakarvitta, Jhapa (Eastern Nepal)
3. Immigration Office, Birganj, Parsa (Central Nepal)
4. Immigration Office, Kodari, Sindhupalchowk (Northern Border)
5. Immigration Office, Belahia, Bhairahawa (Rupandehi, Western Nepal)
6. Immigration Office, Jamunaha, Nepalgunj (Banke, Mid Western Nepal)
7. Immigration Office, Mohana, Dhangadhi (Kailali, Far Western Nepal)
8. Immigration Office, Gadda Chauki, Mahendranagar (Kanchanpur, Far Western Nepal)

Tourist Visa fee for visitors who enter Nepal for the first time in a visa year (Jan-Dec)
New Tourist Visa Rules from 16th July 2008:

- Multiple entry visa for 15 days or less from the date of entry US$ 25 or equivalent convertible foreign currency.
- Multiple entry visa for 30 days US$ 40 or equivalent convertible foreign currency.
- Multiple entry visa for 90 days US$ 100 or equivalent convertible foreign currency.

Tourist visa extension facility:
- Visa extension fee for the period of 15 days or less - US$ 30. Visa extension fee for the period of more than 15 days US$ 2 per day.
- Visa can be extended for a maximum period of 150 days in a visa year (January - December) at the Department of Immigration.


Gratis visa:
Children below 10 yrs.
Dependants up to the age of 16 years, holding foreign passports of Nepalese parents or either of their parent being a Nepalese citizen.
Citizen of Nepali origin, after having obtained passport for the first time from a Nepal based foreign mission, until the period of his departure to a foreign country.
Citizens of member countries of South Asian association for Regional Cooperation (SAARC) and the People’ s Republic of china.
Any foreigner, who has lived in Nepal up to fifteen (15) days continuously, re-entering Nepal during the same visa year.
Any foreigner, tourist entering into Nepal for three days or less than that.

Some Important information to tourist: Don't or Do's:
A tourist may stay in Nepal up to 150 days in a visa year.
A tourist must extend his/her visa before expiry of the visa validity period. A tourist who does not comply with these regulations may be liable of fine and other prosecution as provided in Immigration Act and Rules.
A Foreigner having obtained tourist visa shall not be allowed to work with or without receiving remuneration.
A foreigner shall not be allowed to carry out any work other than that for which purpose s/he has obtained the visa.

Visit Nepal 2011 Packages

After successful illustration of “Visit Nepal Year 1998”, the government of Nepal has decided to lunch a national tourism campaign as “Nepal Tourism Year 2011” in consultation with private sector, tourism entrepreneur and media partners. This super movement has started as a common goal of all concern sectors to take Nepal’s tourism potentiality in to the new stature.
Keeping in apparition to taking Nepal’s charitable tourism opportunity in to the new height, Nepal Tourism Year 2011 campaign focused not only for already existed international market but also to generate domestic tourism culture. In a bid to make this noble national campaign a grand success: the government has allotted sufficient fund to enhance infrastructures; such as expanding airport facilities, searching new trekking routs, promotional activities in the external / internal markets, preparing more human resources and making conducive environment for the investors.

Campaign Targets:

• Achieve one million international visitors
• Encouraging more investment on tourism infrastructures
• Maintain the record of domestic tourism.

Chitwan National Park

Chitwan National Park is the first national park in Nepal. Formerly called Royal Chitwan National Park it was established in 1973 and granted the status of a World Heritage Site in 1984. It covers an area of 932 km²Inner Terai lowlands of south-central Nepal in the Chitwan district. In altitude it ranges from about 100 metres (330 ft) in the river valleys to 815 metres (2,674 ft) in the Churia Hills.
In the north and west of the protected area the Narayani-Rapti river system forms a natural boundary to human settlements. Adjacent to the east of Chitwan National Park is Parsa Wildlife Reserve, contiguous in the south is the Indian Valmiki National Park. The coherent protected area of more than 2,000 km² is known as the Tiger Conservation Unit (TCU) Chitwan.

Lumbini Birth place of Buddha

Lumbini is the birth place of Siddhartha Gautam who later known as Lord Gautam Buddha. Buddha is known as the light of Asia. Millions of people around all over the world come here to visit. Lumbini is listed in the World Heritage Monument List by UNESCO.

The Indian emperor Ashoka identified and set the Ashoka pillar in Lumbini which is the main attraction of this area. The other main attraction of this area is Maya Devi Temple, Scared Garden spread over 8sq km and scared pond Puskarni where Mayadevi had taken a bath before giving birth to Gautam Buddha. Lumbini holds the historical and religious significance of Nepal.

Ashoka Pillar-built in the year 259BC, this pillar was built by King Ashok, who was Buddhist. When he constructed this pillar, the King exempted the villagers from paying tax and gave out 100 golden coins to the people. In the seventh century, the pillar was struck by lightening and split into two parts. The site was lost for six centuries and covered with dense forest before being re found in 1895. The place was cleared and the pillar reconstructed.

Maya Devi Temple-This temple is supposed to be dedicated to Maya Devi, who is Buddha’s mother, which seems natural as Lumbini in famed as the birth place of Buddha. The temple was built during the 2nd century. Next to the temple there is a pool where Maya Devi used to bathe, now days the Japanese Buddhist Federations is re constructing new temple at this site.

The Crane Sanctuary - a sanctuary is being built for the protection and breeding of endangered cranes in this area. It’s an interesting place to visit.

The Sacred garden - is the beautiful area around the Asoka pillar where you can spend sometime relaxing and wondering around.
Monasteries- many countries have built monasteries in this area, it’s possible to walk around and visit them as you like. Though the buildings are mainly in the new style.

5 Star Hotels in Kathmandu

Hyatt Regency Kathmandu:- Hyatt Regency Kathmandu is a luxury 5 star city resort hotel situated 10 Km from the city centre of Kathmandu, Nepal, on the road to Boudhanath Stupa - the most holy of Tibetan Buddhist shrines outside Tibet. The hotel is 4 Km from Tribhuvan International Airport and very close to the business district and shopping areas.

Hotel Yak and Yeti  :- Hotel Yak and Yeti, is a premier five-star deluxe oasis in the heart of Kathmandu, Nepal. Modern day sophistication greets cultural heritage in the ample grounds of the 100-year-old palace and newly designed structure of the hotel. Find refuge among antique fountains, gilded temples and emerald gardens as you remain just moments away from all the shops and adventure.

Soaltee Crown Plaza :-Soaltee Crown Plaza Kathmandu is considered a legendary landmark within the Kathmandu cityscape and is also the premier hotel of the Kingdom.  It is spread over 11 acres of space and surrounded by manicured gardens and with views of the mountain ranges, the Soaltee Crowne Plaza offers a resort atmosphere for both business and leisure travelers.

Radisson Hotel Kathmandu  :- An international standard hotel in a modern design, with eight floors providing dramatic views of the surrounding mountains. An international standard hotel in a modern design, with eight floors providing dramatic views of the surrounding mountains. This hotel is located in Lazimpat and is situated in the heart of the city.

Hotel Shangri-La, Kathmandu :- The cultural richness of this society creates an intricate fabric that can be overwhelming. The perfect retreat is the charming Shangri-La Hotel. This intimate 97 room property has the warmth of welcome for which the Nepalese are renowned, plus a high degree of comfort. Each air-conditioned room offers multi channel television and music, direct dial telephone and mini-bar.

The Malla Hotel :- Superbly located between the Royal Palace and Kathmandu's fashionable tourist district, Thamel, in the heart of the city. The Malla Hotel is only a 20 minutes drive from Kathmandu's International airport. Besides excellent accommodation and Central location the Malla Hotel is Offering a well equipped business center, extensive meeting and conference facilities, with a health club.

Hotel de l' Annapurna :- Situated on an expanse of 5.53 acres at Durbar Marg OR King's Way, the hotel is in the vicinity of embassies, consulates, key government office, and airline office in close proximity to the city's financial district. Its unmatchable location makes it the most convenient base for both leisure and business travelers alike. Best summed up perhaps by the fact that our visitors arrive as guests.

Le Meridien Kathmandu :- Le Méridien Kathmandu, Gokarna Forest Golf Resort & Spa is located inside the serene temperate Gokarna Forest, private Royal hunting grounds of the Kings of Nepal. Situated within the city limits of Kathmandu, capital of Royal Kingdom of Nepal, this Hotel Resort, Spa and Golf Course is operated by Le Méridien, a leading global chain of luxury hotels and resorts. A winding road climbs through the forest.

The Everest Hotel :- There are few places in the world that combine the best for all. The joyous climes of Nepal – the mountain kingdom, unfold a tapestry of adventure, history, nature and a culture that has its origins in the mists of time. There are few places in the world that combine the best for all. The joyous climes of Nepal – the mountain kingdom, unfold a tapestry of adventure, history, nature and many more.

 

Rafting In Nepal

Nepal is going to celebrate 2011 as a Nepal Tourism Year (Visit Nepal 2011). Government plans is attract more tourist from all around the world, So that I am going to explain all the tourism activities, places and events on these occasion. Nepal is One of the best place to visit because of its geographical status, weather, cheap and affordable living cost and many more. This blog is totally for those people who wants to Visit Nepal, Travel to Nepal and Trekking In Nepal. I already explained about some special trekking zones in Nepal before this post. Now I am giving some information about Rafting In Nepal.

Rafting or white water rafting is a challenging recreational activity using an inflatable raft to navigate a river or other bodies of water. This is usually done on white water or different degrees of rough water, in order to thrill and excite the raft passengers. The development of this activity as a leisure sport has become popular since the mid-1970s.

Bhote Koshi River Rafting- The Bhote Koshi is one of the recently opened rivers & represents the forefront of river rafting, which is just three hours far from Kathmandu. It is the steepest river rafted in Nepal technical & totally committing With a gradient of 80 feet per mile it is a full eight times steeper then Sunkoshi which it feeds further downstream The rapids are steep & continuous class 4 with continuous class 3 in between At high flows several of rapids will be solid class 5 & consequences for mistakes on the entire river will become caustic. This river rafting as possible at fix during the low water.

Trishuli River Rafting -The Trishuli being the most easily accessible river by far a rafting trip on this river can be made for a varied durations, depending upon the availability of time and interest. The Trishuli is the most popular river for rafting followed by the Sun Kosi. The Trishuli has been so popular because of its accessibility of road along its major part. a Trishuli trip can be easily managed to end at a place where a wildlife tour begins. 

Arun River Rafting

Kali Gandaki River Rafting

Karnali River Rafting

Marshyandi River Rafting 

Sunkoshi River Rafting